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About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
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There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
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ERA North Point Team
ERA North Point Realty
3829 W. Spring Creek Pkwy, Suite 106
Plano, TX 75023
972-265-5151
Fax: 214-556-1187
normawall@NUMBER1EXPERT.com
Norma takes pride in exercising the highest professional ethics, and always puts her clients' interests first. She will give you remarkable service! Her professional designations include: CRS, GRI, ABR. As one of the top realtors in Dallas, call or email Norma today!
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